Who We Serve

At Asset Financial Planners, we focus on Wyoming’s high-net-worth individuals preparing for a confident retirement.

 

Our Ideal Clients

We serve Wyoming residents, primarily in Cheyenne, who are within 5 years of retirement and have investable assets of $250,000 to $3 million. Whether you’re a physician, state director, rancher, or business owner, we help you navigate complex financial decisions to secure your future.

High-Net-Worth & Ultra-High-Net-Worth Families

 

Preserving the Fruits of a Lifetime of Hard Work For the established professional, business owner, or retiree in Wyoming, reaching the "High-Net-Worth" milestone is a testament to years of discipline. However, more wealth brings more complexity. At AFP, we serve families who require a pivot from accumulation to strategic distribution and protection.

We specialize in navigating the nuances of the "Red Zone" of retirement—the critical years just before and after you stop working. Our focus for HNW clients includes:

Multi-Generational Estates

 

Sophisticated Stewardship for Complex Legacies Our UHNW services are designed for families whose financial footprints extend across generations, business entities, and complex estate structures. When your investable assets exceed $5M, the conversation shifts from "Will I have enough?" to "How do I manage the impact of this wealth?"

As your financial "Chief Operating Officer," we provide an elevated level of concierge planning that integrates with your legal and tax professionals. 

 

Why High-Net-Worth Pre-Retirees?

Our expertise lies in addressing the unique challenges of high-net-worth individuals nearing retirement. With large pre-tax accounts (like IRAs or 401(k)s) and estate planning needs (like ranches or businesses), you require tailored strategies to minimize taxes and preserve wealth. Our tax-first financial planning, Freedom 360 Process, and Journey Portfolios™ are designed to maximize your retirement income and secure your legacy in Wyoming’s tax-friendly environment.

We Help You:

  • Optimize Large Pre-Tax Balances: Reduce taxes on IRAs, 401(k)s, or 457(b)s with Roth conversions, strategic withdrawals, and tax-efficient investments.
  • Simplify Estate Planning: Protect your legacy with Wyoming dynasty trusts, gifting strategies, or business succession plans, minimizing federal estate taxes.
  • Plan Confident Retirement: Use our Freedom 360 Process to create a holistic plan, answering “Can I retire soon?” with clarity.
  • Align Investments to Your Goals: Our Journey Portfolios™, managed with full discretion, match your risk tolerance and retirement timeline.
  • Leverage Wyoming’s Tax Advantages: Benefit from no state income tax and low property taxes to keep more of your wealth.

Ready to Plan Your Retirement?

If you’re a high-net-worth Wyoming resident nearing retirement, we’re here to help. Contact us for a complimentary consultation to discover how our tax-first approach can secure your financial future.

 

We provide education regarding tax and estate planning services but do no offer tax or legal advice.